Sweater: Old Navy ($7.50)
Dress: thrifted ($4)
Scarf: DIY from dress (free)
Boots: Rack Room ($17)
I pulled together this outfit in the dark at 6:30 in the morning...that took some skill. And quite a bit of luck.
I'm always weary of layering over dresses, since I'm used to tucking in tops with skirts, but this worked!